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Terms & Conditions

Last updated: 14 January 2026.

By using the renqovaris.com domain you accept these terms. Renqovaris j.d.o.o., based in Zagreb, reserves the right to amend the terms with prior notice published on the site.

Contents

  1. 1. Scope of the service
  2. 2. Who may use the site
  3. 3. Intellectual property
  4. 4. Rules of conduct
  5. 5. Investment disclaimer
  6. 6. Limitation of liability
  7. 7. Governing law and disputes
  8. 8. Entry into force

1. Scope of the service

Renqovaris provides informational pages about the real estate crowdlending model and enables prospective participants to contact the team to discuss active or upcoming projects. These terms govern your use of the site and communication via the contact form. Legal relationships related to specific projects are governed by separate agreements, entered into after identity verification.

2. Who may use the site

The site may be used by adults residing in the European Union or in the European Economic Area. By using the site you declare that you have the legal capacity to enter into binding agreements under applicable law.

3. Intellectual property

All content on the site — texts, visual elements, the Renqovaris logo, illustrations and software components — is the property of Renqovaris j.d.o.o. or its licensors. Any reproduction, distribution, public communication or creation of derivative works is prohibited without prior written consent.

4. Rules of conduct

Users undertake not to use the site for actions contrary to applicable rules, not to attempt unauthorised access to our infrastructure, not to publish misleading information and not to send content that infringes the rights of third parties. Renqovaris reserves the right to restrict access in the event of a breach of these rules.

5. Investment disclaimer

The content of the site is purely informational and does not constitute investment advice, an offer to invest or a recommendation to acquire securities or financial instruments. Investing in real estate projects entails the risk of partial or total loss of the invested capital. Past performance does not guarantee future returns. Before participating in any project, carefully review all available documentation and, if necessary, consult an independent adviser.

6. Limitation of liability

To the maximum extent permitted by applicable law, Renqovaris j.d.o.o. is not liable for any indirect, incidental, consequential or special damages arising from use of the site, nor for damages caused by temporary unavailability of services due to force majeure, cyber-attacks or technical maintenance.

7. Governing law and disputes

These terms are governed by the law of the Republic of Croatia. The Commercial Court in Zagreb has jurisdiction over any disputes arising from the use of the site, unless mandatory provisions provide otherwise. Consumers have the right to initiate out-of-court dispute resolution via the European Commission's online dispute resolution platform.

8. Entry into force

These terms enter into force on 14 January 2026 and apply to all visits to the site after that date. Renqovaris reserves the right to amend the terms; users will be notified via the site at least 14 days before the amended terms take effect.

For any questions regarding this document please contact info@renqovaris.com.

renqovaris

Renqovaris — a real estate crowdlending platform for Croatia. Democratising access to urban development investing.

Investing in real estate through crowdfunding involves the risk of losing the invested capital. Renqovaris does not provide investment advice. Past performance does not guarantee future returns.

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Company

Renqovaris j.d.o.o.

Ulica grada Vukovara 271, 10000 Zagreb, Republic of Croatia

Commercial Court in Zagreb, registration no. (MBS): 081356742

VAT ID (OIB): 47129365084 · Company no. (MB): 05238619

Share capital: €2,500.00 fully paid in

Founded: 2022

Registered with the Croatian Financial Services Supervisory Agency (HANFA) for the provision of crowdfunding services, reference no. HRC-CF/2023-0418.

Jurisdiction: Commercial Court in Zagreb, Republic of Croatia

info@renqovaris.com

© 2026 Renqovaris j.d.o.o. All rights reserved.

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